Services

Residential or commercial. Land subdivisions, apartments, townhouses and homes. You have the vision. We have the finance. NZMS can provide development, bridging and investment finance to take your property project off the drawing board and into the world.

  • Expertise

Expertise

NZMS provides property development finance, often without strict pre-sale requirements. And our strong development experience means we can approve loans within hours, not days.

Our clients’ projects include land subdivisions, multi-unit house construction, apartments, commercial and industrial buildings, marinas and other special purpose assets including hotels and retirement complexes. Funding isn’t always dependent on having a fixed-price Head Contractor; we often work with experienced developers able to lock in a percentage of sub trades.

NZMS has advanced construction finance for over 3000 individual apartments, sections and townhouses that are complete or under construction, with many more projects in the pre-development phase.

NZMS can finance property transactions that fall outside of bank lending criteria. Our experience and financial strength gives us greater flexibility than other financiers.

Banks have many reasons to refuse finance:

  • When debt servicing is difficult to prove.
  • Interest payments need to be capitalised or part capitalised.
  • LVR is higher than what the bank is comfortable with.
  • Resource consent has not been issued.
  • Perhaps a project is still in the marketing phase securing 
pre-sales to unlock bank funding.
  • The property requires refurbishment, seismic strengthening or other works.
  • The property is bare land.

Whatever the reason, NZMS is willing to look at the bigger picture. Our first instinct is to say Yes and to search for a workable solution that gets your project underway.

NZMS bridging finance can also help borrowers hold a property while waiting to satisfy a bank’s lending conditions, finalise a property sale or complete a refinance.

NZMS has unrivalled expertise with arranging investment and development finance within the New Zealand banking system. We have arranged bank financing transactions ranging from townhouse construction projects through to syndicated financing for major commercial projects, such as Auckland’s $250 million 30,000 sqm Spark City development.

Development Finance

NZMS provides property development finance, often without strict pre-sale requirements. And our strong development experience means we can approve loans within hours, not days.

Our clients’ projects include land subdivisions, multi-unit house construction, apartments, commercial and industrial buildings, marinas and other special purpose assets including hotels and retirement complexes. Funding isn’t always dependent on having a fixed-price Head Contractor; we often work with experienced developers able to lock in a percentage of sub trades.

NZMS has advanced construction finance for over 3000 individual apartments, sections and townhouses that are complete or under construction, with many more projects in the pre-development phase.

Bridging Finance

NZMS can finance property transactions that fall outside of bank lending criteria. Our experience and financial strength gives us greater flexibility than other financiers.

Banks have many reasons to refuse finance:

  • When debt servicing is difficult to prove.
  • Interest payments need to be capitalised or part capitalised.
  • LVR is higher than what the bank is comfortable with.
  • Resource consent has not been issued.
  • Perhaps a project is still in the marketing phase securing 
pre-sales to unlock bank funding.
  • The property requires refurbishment, seismic strengthening or other works.
  • The property is bare land.

Whatever the reason, NZMS is willing to look at the bigger picture. Our first instinct is to say Yes and to search for a workable solution that gets your project underway.

NZMS bridging finance can also help borrowers hold a property while waiting to satisfy a bank’s lending conditions, finalise a property sale or complete a refinance.

Bank Finance

NZMS has unrivalled expertise with arranging investment and development finance within the New Zealand banking system. We have arranged bank financing transactions ranging from townhouse construction projects through to syndicated financing for major commercial projects, such as Auckland’s $250 million 30,000 sqm Spark City development.

Our Projects